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It consists of a consumer's name, name variations, address, former addresses, telephone number, date of birth and social security number. A credit header is the personal identifying information on a consumer's credit report. This personal identifying information comes from public information sources, such as phone books or public records, as well as non-public sources, such as credit headers. The information is used to locate, identify, and verify the identity of individuals. Vast amounts of information about consumers is available through "people finders" or "look up services." These companies use computerized databases to collect and distribute personal identifying information about consumers. If you are unsatisfied with their privacy policy, don't use the discount card. If you have privacy concerns, ask for a written policy about how the information will be used. For other calls, however, you can use *67 telephone line blocking.ĭiscount cards scanned at the register can track your purchases and this information may be sold to marketers.
STOP CATALOGUE MAILINGS FREE
When calling toll free numbers, you cannot block the display of your number by pressing *67 before you dial. The companies you call can use reverse directories to match your phone number with your street address. Toll free 800 and 888 number services can identify and capture your phone number when you call. Instead, save your receipt as proof of purchase.
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If it does not require you to fill out the card, don't do it.
STOP CATALOGUE MAILINGS REGISTRATION
Most warranties do not require you to fill out a registration card. Many product-registration cards include surveys about your income, interests, and even medical history. Warranty or "product registration" cards are an easy way for companies to compile information about you and then sell the information. Be aware of what information you send companies-in most cases, you are the biggest source of information about yourself. When first subscribing to magazines or ordering from catalogues, demand that the companies not rent, sell, or trade information about you.